ISP-1002 CPP Pension Sharing Application: Fill Online

What is ISP-1002 CPP pension sharing?

Form ISP-1002 applies for pension sharing of Canada Pension Plan (CPP) retirement pensions. According to Service Canada's information sheet (ISP-1002A), spouses or common-law partners in a continuing relationship can each receive a share of the CPP retirement pension(s) they both earned during the years they were together. Sharing does not increase or decrease the overall amount paid, but each partner pays income tax on what they receive, which may result in tax savings.

The form has four pages of questions (plus a page for extra information and the Service Canada office list): Section A about you, including an optional tax deduction and your banking details, Section B about your spouse or common-law partner, Section C about your marriage or common-law union and any periods apart, and Section D, the declaration, with a witness section for a signature by mark.

FileIt walks you through both partners' details in plain English and prints your answers into Service Canada's official ISP-1002 PDF. Names with accents print correctly, and FileIt checks things like matching bank numbers and dates in the right order. The finished PDF is saved in your vault, ready to print and sign in pen. You then mail it with your documents: FileIt never submits it.

Who fills it: Either spouse or common-law partner, when they live together and at least one receives or has applied for a CPP retirement pension
Given to: Service Canada, by mail (office addresses on the last page)
Documents: A marriage certificate, or the Statutory Declaration of Common-law Union for a common-law relationship
Signatures: The applicant; the spouse or partner may also sign, which the form says helps reach a decision sooner
Edition: SC ISP-1002 (2025-12-19) E
Starts: Normally the month after the application is approved, according to the information sheet

Who needs to fill out ISP-1002 CPP pension sharing?

Married or common-law couples who live together where one or both partners receive, or have applied for, a CPP retirement pension.
Couples where only one partner contributed to the CPP and the other, who did not contribute to the CPP or QPP, is at least 60.
Retired couples looking to balance their taxable income, since each partner pays tax on the share they receive.
A witness, when the applicant signs the form with a mark.

When to use ISP-1002 CPP pension sharing

When you or your spouse or common-law partner start, or have applied for, a CPP retirement pension.
At any time during a continuing marriage or common-law relationship while you are living together.
Together with the CPP retirement pension application (ISP-1000), if you have never applied for your own retirement pension.

What you need before you start

Both partners' Social Insurance Numbers, dates of birth and countries of birth.
Both partners' names, including names at birth and the names on the social insurance cards if different.
Both partners' mailing and home addresses and telephone numbers.
The date of your marriage, or the date you started living together.
Any periods when you did not live together, with the reason.
Your bank's branch, institution and account numbers for direct deposit.
Your marriage certificate or the Statutory Declaration of Legal Marriage, or the Statutory Declaration of Common-law Union.

What’s on ISP-1002 CPP pension sharing

The 2025 edition has 6 pages. FileIt asks for it in 5 parts:

Section A: Information about youApplicant
Section B: Your spouse or common-law partnerSpouse or common-law partner
Section C: Your legal marriage or common-law unionApplicant
Section D: Declaration and signaturesApplicant
Section E: Witness declarationWitness

How to fill out ISP-1002 CPP pension sharing, step by step

1 Section A: Information about you (1 to 9)

Your Social Insurance Number, date and country of birth, preferred language for letters and for calls, names, mailing and home addresses, the last province you lived in if you live abroad, telephone numbers and an optional email. Questions 8 and 9 ask whether you have applied for CPP or QPP benefits, and whether you have contributed to the QPP or worked in Quebec since 1966.

2 Questions 10 and 11: Tax and payment

Question 10 lets Canadian residents ask for federal income tax to be deducted each month, as a dollar amount or a percentage. Question 11 takes your banking details for direct deposit in Canada; the account must be in your name, and a joint account is acceptable.

3 Section B: Your spouse or common-law partner (12 to 20)

The same details for your spouse or common-law partner: Social Insurance Number, date and country of birth, language, names, addresses, telephone numbers, email and their CPP, QPP and Quebec work history. Under the CPP, a common-law partner is someone who has lived with you in a conjugal relationship for at least one year.

4 Section C: Your marriage or common-law union (21 to 24)

Your marital status, the date of marriage and the date you started living together if different, whether you still live together, and any periods apart with the reason (voluntary or involuntary, such as work or illness). The form has room for one period apart; FileIt lets you list more on the extra-information page.

5 Section D: Declaration, and Section E: Witness

You apply for pension sharing, declare the information is true and complete, and undertake to report changes. Your spouse's or partner's signature is not mandatory, but the form says a decision can be reached sooner with both. A witness completes Section E only if you sign with a mark.

Common mistakes to avoid

Forgetting the marriage certificate, or the Statutory Declaration of Common-law Union for a common-law relationship.
Applying while not living together: the information sheet says to contact Service Canada first, as different rules apply after a separation.
Leaving out the spouse's Social Insurance Number, which Service Canada needs to check their contributions.
Giving both a dollar amount and a percentage for the tax deduction.
Using a bank account that is not in your name.
Not applying for your own CPP retirement pension (ISP-1000) if you have never applied for it.

After you fill it out

Print the PDF and sign and date Section D in pen. Your spouse or common-law partner can sign too.

Mail it to the nearest Service Canada office listed on the last page, with your marriage certificate or statutory declaration. From outside Canada, send it to the office for the province where you last lived. FileIt does not send anything to Service Canada.

Keep the completed PDF in your FileIt vault. Tell Service Canada if you move or change bank accounts.

Fill out ISP-1002 CPP pension sharing online with FileIt

Pick the person. Choose someone from People and FileIt fills in their name, date of birth, address and other details it already knows.
Answer plain-language questions. One part of the form at a time, with the official help text beside each question — 88 fields in all. Your answers save as you go.
Check the live preview. Watch your answers land on the real Service Canada, for Employment and Social Development Canada (ESDC) form, and let FileIt do any worksheet arithmetic.
Generate the official PDF. FileIt prints your answers into the agency’s own PDF and files it in that person’s folder in your vault.

FileIt fills the form — it never files or submits anything for you. Deliver the finished form to whoever asked for it, the way the form’s instructions say.

Start ISP-1002 CPP pension sharing now — it’s free

ISP-1002 CPP pension sharing: frequently asked questions

Does pension sharing increase our CPP pensions?

No. The information sheet says pension sharing does not increase or decrease the overall amount of benefits paid. Each partner receives a portion of the other's pension and pays income tax on what they receive, which may result in tax savings.

Do we both have to be receiving a CPP pension?

No. To share two pensions, both of you must be receiving or have applied for one. If only one of you contributed to the CPP or QPP, that pension can be shared if the other partner did not contribute and is at least 60.

Does my spouse have to sign?

No. The form says the spouse's or common-law partner's signature is not mandatory, but a decision can be reached sooner with both signatures.

When does pension sharing start?

The information sheet says it normally starts the month after the application is approved.

What if one of us contributed to the Quebec Pension Plan?

You can still qualify, but some eligibility rules are different. The information sheet asks you to contact Service Canada to confirm your eligibility.

Can I fill out ISP-1002 online with FileIt?

Yes. FileIt guides you through both partners' details and prints them into Service Canada's official PDF. You then print it, sign it in pen and mail it with your documents. FileIt never submits it.

Is there a fee?

The form and information sheet do not mention any fee. Filling it in with FileIt is also free on every FileIt account.

Official sources

Blank form (PDF), published by Service Canada, for Employment and Social Development Canada (ESDC): https://catalogue.servicecanada.gc.ca/apps/EForms/pdf/en/ISP-1002.pdf
Official instructions and guidance: https://www.canada.ca/en/services/benefits/publicpensions/cpp/share.html
Edition shown on this page: SC ISP-1002 (2025-12-19) E (checked 2026-09-28).

FileIt is not affiliated with or endorsed by Service Canada, for Employment and Social Development Canada (ESDC) or any government. This page explains the form in general terms and is not legal, tax or immigration advice. Always read the official instructions, and check that you are using the edition the recipient accepts. Page last reviewed 2026-09-28.