What is a shareholder loan agreement?
A shareholder or director lends money to their own company: the amount, interest, repayment, whether it ranks behind other lenders, and what happens if the company is sold. Start from this template in FileIt eSignature: fill in the blanks, add the people who sign, and send it. Everyone signs online and the signed PDF is filed in your vault.
What you fill in
16 blanks, then the name and email of each person who signs: company (borrower), lender.
1 The parties
- Date of this agreement*
- Company (borrower)*
- Company address
- Lender*
- Lender's relationship to the company* a shareholder · a director · a shareholder and director · a parent or group company
- Lender address
2 The loan
- Currency*
- Loan amount*
- Date the money is paid to the company*
- Purpose
3 Interest and repayment
- Interest rate (% a year)*
- Interest is* added to the loan and paid on repayment · paid every quarter · paid every year
- Repayment* in one payment on the repayment date · on demand by the Lender, giving at least 90 days' written notice · in equal monthly instalments ending on the repayment date
- Repayment date
- Ranks behind the company's other lenders?* No · Yes — subordinated to bank and trade creditors
- Governing law*
4 Who signs
- Company (borrower) signature and date, job title, initials on every page · Ideally a director other than the lender signs for the company.
- Lender signature and date, initials on every page
What the shareholder loan agreement covers
- The loan
- Interest
- Repayment
- Immediate repayment
- Ranking
- Conflicts and approvals
- General
Sign it online in minutes
- Fill in the blanks. Names, dates and amounts go straight into the agreement — the preview shows exactly where.
- Name who signs. Tick “This is me” for your own part. FileIt builds the PDF with every signature, date and initials box on the right line, and you can check or move anything before sending.
- Send it. Each signer gets a secure link and signs from any device — no account needed. The signed PDF, with an audit trail and a Certificate of Completion, is filed in your vault and emailed to everyone.