Form ISP-3041 — Statement of Estimated Income after Retirement or Reduction in Pension Income

What is ISP-3041 estimated income (GIS)?

The Guaranteed Income Supplement (GIS), the Allowance and the Allowance for the Survivor are normally based on last year's income. The form's information sheet explains that if you have since retired, closed your business, or your pension income stopped or dropped, it may be to your advantage to use an estimate of this year's income instead. ISP-3041 is that estimate.

You say when you retired or when a payment was reduced or stopped, then list this year's pensions and annuities, Employment Insurance or workers' compensation, employment and self-employment earnings, and other income. Service Canada bases your payments on your actual or your estimated income, whichever is to your advantage, and at the end of the year compares the estimate with what you really received.

FileIt walks you through each section, prints your answers into Service Canada's official PDF with the year's wording restored, and adds up the other-income lines for you. The completed statement is saved in your vault for you to print and sign. FileIt never submits it.

Who needs to fill out ISP-3041 estimated income (GIS)?

• GIS recipients who retired this year and earn much less than last year.
• People whose pension, annuity, Employment Insurance or workers' compensation was reduced or stopped.
• Recipients of the Allowance or the Allowance for the Survivor in the same situation.
• A person authorized to act for the applicant, or a witness to a signature by mark.

When to use ISP-3041 estimated income (GIS)

• After you stop working for a wage or salary, or close a business, during the year.
• After a pension or benefit payment is reduced or ends.
• When Service Canada sends you this statement with a letter about your benefit.
• Again, if your estimated income changes during the year: the form asks you to call 1-800-277-9914.

What you need before you start

• Your Social Insurance Number, name, address and telephone numbers.
• The last day you were paid a wage or salary, or the last regular payment of a reduced pension or benefit.
• Each pension or annuity's start month and monthly gross amount, and any change.
• Employment Insurance or workers' compensation amounts from your payment stubs.
• This year's employment and self-employment earnings, severance, vacation pay and similar amounts.
• Any other income for the year, such as interest or rental income.

What’s on ISP-3041 estimated income (GIS)

The 2026 edition has 3 pages. FileIt asks for it in 8 parts:

1. The year, and Section A: About youApplicant
2. Section B: Your retirement or reduced pension incomeApplicant
3. Section C: Pension and annuity income (if applicable)Applicant
4. Section D: Employment Insurance or workers' compensation (if applicable)Applicant
5. Section E: Employment and self-employment income (if applicable)Applicant
6. Section F: Other income (if applicable)Applicant
7. Section G: Your declarationApplicant
8. Section H: Witness or person acting for the applicantWitness or person authorized to act

How to fill out ISP-3041 estimated income (GIS), step by step

1 Year and Section A

The year of the estimate, your name and address, Social Insurance Number, telephone numbers and an optional email address.

2 Section B: What changed

2A if you retired, with your last paid day and whether it was seasonal work you will return to; 2C if a pension, Employment Insurance or workers' compensation payment was reduced or stopped, with the last regular payment.

3 Section C: Pensions and annuities

For CPP or QPP, employer pensions, foreign pensions, support payments, RRIF, RRSP annuities, private disability benefits and others: when each began, the monthly gross amount in January, and any change with its new amount. RRIF payments also need their frequency.

4 Section D: EI and workers' compensation

When the benefit began, the gross amount in January, and any change, with how often workers' compensation is paid.

5 Sections E and F: Earnings and other income

Severance, vacation pay, sick leave, retroactive pay, commissions, bonuses and business asset sales; this year's total earnings, or earnings before and after retiring; and up to four other income sources with any lump sums. FileIt totals the lines.

6 Sections G and H: Signing

You sign and date the declaration. Section H is for a witness when you sign with a mark, or for someone authorized to act for you.

Common mistakes to avoid

• Including Old Age Security or GIS payments as income in Section F.
• Declaring a lump sum without the explanatory note the information sheet asks for.
• Reporting pension income after splitting it for tax; the form asks for the full amount before the split.
• Forgetting to report a change during the year, which can lead to an overpayment.
• Leaving a change month in column C without the new amount in column D.

After you fill it out

Print the statement and sign Section G by hand.

Return it to Service Canada as its letter or the form's covering page explains. FileIt does not send it.

Keep the saved copy in your vault; call Service Canada if your income changes during the year.

ISP-3041 estimated income (GIS): frequently asked questions

Official sources

• Blank form (PDF), published by Service Canada, for Employment and Social Development Canada (ESDC): https://catalogue.servicecanada.gc.ca/apps/EForms/pdf/en/ISP-3041.pdf
• Official instructions and guidance: https://catalogue.servicecanada.gc.ca/content/EForms/en/Detail.html?Form=ISP3041
• Edition shown on this page: SC ISP-3041 (2026-01-30) E (checked 2026-10-19).

FileIt is not affiliated with or endorsed by Service Canada, for Employment and Social Development Canada (ESDC) or any government. This page explains the form in general terms and is not legal, tax or immigration advice. Always read the official instructions, and check that you are using the edition the recipient accepts. Page last reviewed 2026-10-19.

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