Personal & family 2 signers 2 pages 18 blanks to fill in

Separation Agreement for Unmarried Couples

Breaking up after living together? Agree who keeps what, who stays, and who pays which bills — and close the chapter cleanly.

Use this template — free See the agreement Signers don’t need an account
Unmarried couple separation agreement
The blanks in brackets are what you fill in. FileIt adds each signer’s signature and date boxes.
Unmarried couple separation agreement — page 1 of 2
Page 1 of 2
Unmarried couple separation agreement — page 2 of 2
Page 2 of 2
Use this template Fill in the blanks, name who signs, and send — from FileIt eSignature.

What is a unmarried couple separation agreement?

When an unmarried couple separates, there's usually no court process to divide things up — just a shared flat, a joint account, a sofa on finance, a cat and two people trying to be fair to each other. Writing it down avoids arguments later about who promised what, and stops either person being caught by a joint bill they thought was dealt with.

This agreement records the separation date and what happens to the home: one partner takes over the lease, both leave, or an owned home is dealt with as you describe. It sets the move-out date, deposit and final bills, lists who keeps which belongings, and covers joint accounts, shared debts (with an indemnity), any settlement payment and pets. Once done, it's a full and final settlement of financial claims between you, so far as the law allows — but never of anything to do with children. Both partners initial every page.

Best for
Unmarried couples who lived together and are separating
Signed by
Both partners, initialled on every page
Covers
Home or lease, moving out, belongings, joint accounts, debts, settlement payment, pets
Not for
Married couples or civil partners — they need the divorce or dissolution process
Length
2 pages

When to use a unmarried couple separation agreement

  • One partner keeping a rented flat and the other moving out
  • Both partners leaving and ending a joint lease
  • Splitting furniture, a car and other shared belongings
  • Closing a joint account and dividing the balance
  • Agreeing who pays off a shared debt

What you fill in

18 blanks, then the name and email of each person who signs: first partner, second partner.

1 The couple

  • First partner's name*
  • Second partner's name*
  • Shared home address*
  • Date of separation*

2 The home

  • The home* Rented — the first partner stays and takes over the lease · Rented — the second partner stays and takes over the lease · Rented — both leave and the lease is ended · Owned — dealt with as set out below
  • Arrangement for an owned home
  • Moving out by*
  • Who moves out*
  • Deposit and final bills

3 Belongings

  • Belongings the first partner keeps*
  • Belongings the second partner keeps*

4 Money

  • Joint accounts
  • Shared debts and who pays them
  • Currency*
  • Settlement payment (if any)
  • Paid by

5 Other

  • Pets
  • Governing law*

6 Who signs

  • First partner signature and date, initials on every page
  • Second partner signature and date, initials on every page

What the unmarried couple separation agreement covers

  1. The Home
  2. Belongings
  3. Money
  4. Full and final settlement
  5. Advice
  6. General

Using the unmarried couple separation agreement, step by step

1 The couple and the home

Enter both names, the shared address and the separation date. Choose what happens to the home and, for an owned home, describe the arrangement.

2 Moving out

Enter who moves out and by when, and how the deposit and final bills are split.

3 Belongings and money

List what each partner keeps. Add joint accounts, shared debts and who pays them, any one-off settlement payment, and pets.

4 Sign

Add the governing law, then send it to your ex-partner. You both sign and initial each page online and each keeps the signed PDF.

Tips before you send it

  • Each take independent legal advice — especially if there's an owned home, significant savings or a pension involved.
  • Tell the landlord and lenders: this agreement binds the two of you, not them.
  • Change passwords and remove each other from shared subscriptions and accounts.
  • Keep arrangements for children completely separate — use a parenting plan or the co-parenting communication agreement.

Sign it online in minutes

  1. Fill in the blanks. Names, dates and amounts go straight into the agreement — the preview shows exactly where.
  2. Name who signs. Tick “This is me” for your own part. FileIt builds the PDF with every signature, date and initials box on the right line, and you can check or move anything before sending.
  3. Send it. Each signer gets a secure link and signs from any device — no account needed. The signed PDF, with an audit trail and a Certificate of Completion, is filed in your vault and emailed to everyone.
Use the unmarried couple separation agreement template — it’s free

Unmarried couple separation agreement: frequently asked questions

Can married couples use this?

No. Married couples and civil partners need the divorce or dissolution process where they live. This agreement is for couples who lived together without marrying.

Is it legally binding?

It's written to be, under the governing law you name. But the rights of unmarried partners vary widely, and some places require particular formalities. Both partners should consider independent legal advice.

Does it cover children?

No. The agreement says expressly that claims relating to children, including child support, are dealt with separately.

What if the landlord won't release one of us from the lease?

Both remain liable to the landlord until released. The partner who stays agrees to indemnify the other against later claims under the lease.

Can we sign without meeting?

Yes. Each partner signs and initials online on their own device. The signed PDF includes an audit trail and a Certificate of Completion.

Use this template — free