Kela OT 10e: Student Aid Appendix for Foreign Residents

What is Kela OT 10e - student financial aid, foreign resident appendix?

A student who is not a Finnish citizen can get Finnish student financial aid (opintotuki) only in some situations — for example when they have moved to Finland for a reason other than study. Form OT 10e is the appendix Kela uses to find out: it goes with the application for student financial aid.

The form is three pages. It asks for your marital status, when you arrived in Finland, whether your right of residence is registered or what residence permit you hold, the original purpose of your residence and whether it has changed, when you applied for and were admitted to your place of study, and whether you, your partner or your parents work or have worked in Finland, with the enclosures that prove it.

FileIt turns OT 10e into a guided form and prints your answers into Kela's own English PDF, edition 03.26. A first question decides which residence block you see (EU/EEA or Swiss national, other national, or Nordic national), every 'mm/yyyy' answer is typed once and split into the form's two boxes, and the optional section on your partner's or parents' work only appears if you need it. The finished PDF is saved in your vault and can be sent for e-signature.

Who fills it: A student who is not a Finnish citizen and applies for Finnish student financial aid
Goes with: The application for student financial aid
Given to: Kela: by post (Kela, PL 10, 00056 KELA) or online at www.kela.fi/english
Signatures: The applicant signs, with place and date
Edition: OT 10e 03.26, three pages, in English

Who needs to fill out Kela OT 10e - student financial aid, foreign resident appendix?

An EU, EEA or Swiss citizen studying in Finland who applies for student financial aid.
A family member of an EU, EEA or Swiss citizen living in Finland.
A student from outside the EU with a residence permit for Finland, for example for family reasons or work.
A student whose partner or parent works in Finland and is a citizen of a Nordic country, another EU/EEA country, Switzerland or Turkey, or a British citizen under the UK withdrawal agreement.
A student who first moved to Finland to work or for family reasons and later started studying.

When to use Kela OT 10e - student financial aid, foreign resident appendix

With your application for student financial aid, if you are not a Finnish citizen.
When Kela asks you for more details about your residence in Finland.
When your residence permit, registration or the purpose of your stay changes.

What you need before you start

Your Finnish personal identity code, address and nationality.
When you arrived in Finland (month and year), and if cohabiting, since when.
The registration of your right of residence or your residence card — or your residence permit, its type (A, P, P-EU, B or UK withdrawal agreement card) and its period.
The original purpose of your residence in Finland and any change to it.
When you applied for your place of study and when you were admitted.
Your employer or company and how long you have worked, and the same for your partner or parents if they work in Finland.
A copy of your own and your partner's or parent's employment contract, if you report work.

What’s on Kela OT 10e - student financial aid, foreign resident appendix

The 2026 edition has 3 pages. FileIt asks for it in 10 parts, and it is signed by Applicant:

1 ApplicantApplicant
2 Marital statusApplicant
3 Registration of the right of residence / residence permitApplicant
4 Purpose of residence in FinlandApplicant
5 EducationApplicant
6 Employment in FinlandApplicant
7 Applicant's partner's / parent's employment in FinlandApplicant
8 EnclosuresApplicant
9 Additional informationApplicant
10 SignatureApplicant

How to fill out Kela OT 10e - student financial aid, foreign resident appendix, step by step

1 1. Applicant

Personal identity code, name, address, postal code and district, country, e-mail and nationality. The code is repeated at the foot of pages 2 and 3.

2 2. Marital status

Single, cohabiting (with the month and year it started) or married.

3 3. Right of residence or residence permit

Everyone gives the month and year of arrival in Finland. EU/EEA and Swiss nationals and their family members say whether their right of residence is registered or they have a Finnish residence card; others say whether they have a residence permit valid for Finland, its period and type. Nationals of the Nordic countries skip these questions.

4 4. Purpose of residence

Tick the original purpose of your residence in Finland — education, employment, family reasons or another reason — and say whether it has changed while you have lived here.

5 5. Education

When you applied for a place of study and when you were admitted, as month and year.

6 6. Employment in Finland

Whether you have been employed (employer and duration) or self-employed (company and start date) in Finland, and whether you are insured under the YEL or MYEL pension acts.

7 7. Partner's or parent's employment

Only if your partner or parent works in Finland and is a citizen of a Nordic country, another EU/EEA country, Switzerland or Turkey, or a British citizen covered by the UK withdrawal agreement: how long they have worked and for whom.

8 8–10. Enclosures, additional information, signature

Tick the employment contracts and any other enclosure, add anything else with the section number, then place, date and signature.

Common mistakes to avoid

Filling in both residence blocks of section 3 — only the one for your citizenship applies.
Giving full dates where the form asks for month and year (mm/yyyy).
Leaving out the employment contracts when you report work in sections 6 or 7.
Not saying that the purpose of your stay has changed, for example from work to study.
Sending the appendix without the application for student financial aid.

After you fill it out

Check the three pages and sign section 10. You can sign on paper or use FileIt's optional e-signature before uploading.

Send it with your application for student financial aid and the enclosures by post to Kela, PL 10, 00056 KELA, or file them online at www.kela.fi/english, as the form says. FileIt doesn't send it.

The finished form is kept in your FileIt vault, next to your residence permit and study documents.

Fill out Kela OT 10e - student financial aid, foreign resident appendix online with FileIt

Pick the person. Choose someone from People and FileIt fills in their name, date of birth, address and other details it already knows.
Answer plain-language questions. One part of the form at a time, with the official help text beside each question — 68 fields in all. Your answers save as you go.
Check the live preview. Watch your answers land on the real Social Insurance Institution of Finland (Kansaneläkelaitos / Kela) form, and let FileIt do any worksheet arithmetic.
Generate the official PDF. FileIt prints your answers into the agency’s own PDF and files it in that person’s folder in your vault. Sign it, or send it for e-signature.

FileIt fills the form — it never files or submits anything for you. Deliver the finished form to whoever asked for it, the way the form’s instructions say.

Start Kela OT 10e - student financial aid, foreign resident appendix now — it’s free

Kela OT 10e - student financial aid, foreign resident appendix: frequently asked questions

What is Kela form OT 10e?

OT 10e is Kela's English appendix to the application for student financial aid for students who are not Finnish citizens. It asks about your right of residence or residence permit, the purpose of your residence in Finland, your studies and your own and your family's work in Finland.

Do Nordic citizens fill in section 3?

No. The registration and residence-permit questions say they do not apply to nationals of the Nordic countries; everyone still gives the time of arrival in Finland.

Why does Kela ask why I came to Finland?

Section 4 asks for the original purpose of your residence and whether it has changed, because that affects whether a foreign student can get Finnish student financial aid.

When do I fill in section 7?

Only if your partner or parent works in Finland and is a citizen of a Nordic country, another EU/EEA country, Switzerland or Turkey, or a British citizen to whom the UK withdrawal agreement applies.

Can I fill in OT 10e online with FileIt?

Yes. FileIt asks only the questions that apply to your citizenship, splits each month and year into the form's boxes and prints your answers into Kela's official PDF, which is saved in your vault.

Does FileIt send the form to Kela?

No. You post it to Kela, PL 10, 00056 KELA, or file it online at www.kela.fi/english yourself.

Official sources

Blank form (PDF), published by Social Insurance Institution of Finland (Kansaneläkelaitos / Kela): https://www.kela.fi/benefit-forms/OT10e.pdf
Official instructions and guidance: https://www.kela.fi/financial-aid-for-students
Edition shown on this page: OT 10e 03.26 (checked 2026-10-25).

FileIt is not affiliated with or endorsed by Social Insurance Institution of Finland (Kansaneläkelaitos / Kela) or any government. This page explains the form in general terms and is not legal, tax or immigration advice. Always read the official instructions, and check that you are using the edition the recipient accepts. Page last reviewed 2026-10-25.